Title Insurance provides protection from claims against you.

• Invalid deeds
  
• Unpaid mortgage or judgments
  
• Tax liens
  
• Unpaid taxes from previous owner

Imagine someone contacts you, claiming to have interest in your home. What would you do if the claim actually turned out to be valid? That is where title insurance comes in – to protect you. You pay a one-time premium for your owner’s title insurance policy, and you are protected as long as you own your home.

Title insurance is unlike other types of insurance that protect against future occurrences. Title insurance protects against pre-existing claims or defects in title. These claims or title defects are cleared by the title agent prior to your closing, thereby ensuring you have clear title or ownership of your new home.